Compare Medigap Plans
|Medigap Benefits ↓ Plans →||A||B||C||D||F*||G||K||L||M||N|
|Skilled nursing facility care coinsurance||NO||YES||YES||YES||YES||YES||50%||75%||YES||YES|
|Part A deductible||NO||YES||YES||YES||YES||YES||50%||75%||50%||YES|
|Part B deductible||NO||NO||YES||NO||YES||NO||NO||NO||NO||NO|
|Part B excess charge||NO||NO||NO||NO||YES||YES||NO||NO||NO||NO|
|Foreign travel exchange (up to plan limits||NO||NO||80%||80%||80%||80%||NO||NO||80%||80%|
|Part A coinsurance and hospital costs|
up to an additional 365 days after
Medicare benefits are used up
|Part B coinsurance or copayment||YES||YES||YES||YES||YES||YES||50%||75%||YES||YES***|
|Blood (first 3 pints)||YES||YES||YES||YES||YES||YES||50%||75%||YES||YES|
|Part A hospice care coinsurance or copayment||YES||YES||YES||YES||YES||YES||50%||75%||YES||YES|
No = the policy doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable
* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,180 in 2016 before your Medigap plan pays anything.
** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.